The grandmother of Frances was Frances Eleanor (aka Ellen) Pinnuck. She died on September 11th 1910 at 45 Tilehouse Street, Hitchen aged 86. Her death certificate says that she died of an acute intestinal obstruction. Frances Pinnuck, her granddaughter, is shown as the informant, who was present at the death. It seems that Frances was on a visit to Hitchen, as her address is given as 65 Byne Road, Sydenham.
Frances married George Henry Kemp (born November 16th 1893) on April 20th 1914 in Camberwell Register Office. They were first cousins as their mothers were sisters. Frances was 21, George was 20, a clerk. They later had two children, Elsie Lilian born in 1915 and Barbara Frances in 1917, both in Camberwell. According to family stories, George was in the army during World War One, but suffered from shell shock (now called PTSD or post-traumatic stress disorder) and was not the same man when he returned.